Housing   City of St. Louis		Agency/Program: Justine Petersen Housing and Reinvestment Corporation (JPHRC)  Justine Peterson Housing and Reinvestment Corporation (JPHRC) Description: Offers comprehensive service emphasizing counseling. Assists homebuyers with credit issues and financial education. Limitations: Requires high property condition and an established reserve fund to ensure long term security. Address: 5031 Northrup Ave. St. Louis, MO  63110 Phone: (314) 664-5051 Web Address: http://justinepetersen.org Loan Type: N/A Loan Can Be Used For: Downpayments    Closing Costs Counseling is available Official Web Site of the City of St. Louis