Housing   City of St. Louis		Agency/Program: Better Family Life  Homebuyer Assistance Program Description: This program offers forgivable loans to be used for downpayment and closing costs. Up to $2,500 for single family and two to four family homes. Limitations: Address: 724 Union Blvd. Ste. 302 St. Louis, MO  63108 Phone: (314) 367-3440 Loan Type: Forgivable Maximum Income Guideline: 80% of Area Median Income Loan Can Be Used For: Downpayments    Closing Costs Household Size Maximum Income for this Program 1 $36,900.00 2 $42,200.00 3 $47,450.00 4 $52,700.00 5 $56,950.00 6 $61,150.00 7 $65,350.00 8 $69,600.00 If your income is higher than allowable under these guidelines, you may still qualify for assistance through the Missouri Housing Development Commission. Official Web Site of the City of St. Louis