Housing   City of St. Louis		Agency/Program: Beyond Housing/Neighborhood Housing Services (NHS)  Homebuyers Assistance Program Description: This program offers forgivable loans to be used for downpayment and closing costs. Up to $3,500 for single family, $5,000 for two to four family homes. Limitations: Program may not be used in combination with other City-funded programs. Must pre-qualify with participating lender. Address: 4156 Manchester Ave. St. Louis, MO  63110 Phone: (314) 533-0600 Ext: 126 Loan Type: Forgivable Maximum Income Guideline: 80% of Area Median Income Loan Can Be Used For: Downpayments    Closing Costs There are restrictions on using the loan for Purchase Price. (contact agency for details) Counseling is available Household Size Maximum Income for this Program 1 $36,900.00 2 $42,200.00 3 $47,450.00 4 $52,700.00 5 $56,950.00 6 $61,150.00 7 $65,350.00 8 $69,600.00 If your income is higher than allowable under these guidelines, you may still qualify for assistance through the Missouri Housing Development Commission. Official Web Site of the City of St. Louis