Finance

These sites will help you decide on credit choices, choosing the right mortgage, how to find the best auto loan, and how to save for the future.

• University of Missouri Extension Publication- Family Economics and Management publications. This site offers information concerning the pluses and minuses of credit, IF YOU SHOULD BUY ON CREDIT, HOW MUCH CREDIT you can manage and the TYPES OF CREDIT available to consumers. It also provides information on what to do IF YOUR INCOME DROPS, how to START SAVING AND INVESTING, how to MANAGE YOUR MONEY, BUYING ON LAYAWAY, RENTING TO OWN, and HOW TO BUY A CAR.
  http://muextension.missouri.edu/xplor/hesguide/famecon/index.htm
  
  

• Bankrate.com. Provides consumers with financial data, research and editorial information on non-investment financial products such as CREDIT CARDS, AUTO LOANS, HOME EQUITY LOANS, SAVINGS RATES, MORTGAGE RATES and CD RATES.
  http://www.bankrate.com/brm/default.asp
  
  
• Federal Reserve Board Consumer Information Site. This site offers information on how to choose the BEST CREDIT CARD, HOME MORTGAGE and VEHICLE LEASING TERMS.
  http://www.federalreserve.gov/consumers.htm
  
  
• Federal Trade Commission Consumer Proection-Credit. This site offers information on how to obtain your CREDIT REPORT, how to report inaccurate information, how to keep others from getting your report, and how TO REPAIR YOUR CREDIT RATING. Consumer information on other aspects of credit, including PAYDAY LOANS, REVERSE MORTGAGES, CREDIT CARDS, and CREDIT LENDING are also explained.
  http://www.ftc.gov/bcp/menu-credit.htm
  
  
• Financial Planning Association's Consumer Services Section. The Financial Planning Association (FPA) is the membership organization for the financial planning community. PlannerSearch was developed to CONNECT YOU WITH CFP PROFESSIONALS IN YOUR AREA who use the financial planning process to help you achieve your goals and dreams. You can Download the brochure, "How a Financial Planner Can Help You...And How to Choose the Right One" to learn what you should know about CFP professionals and the financial planning profession. A financial planner is needed for such events as to help save for RETIREMENT, handling a DIVORCE, CARING FOR AGING PARENTS OR A DISABLED CHILD, funding EDUCATION, or handling an INHERITANCE. However, there is a fee for the services of financial planners.
  http://www.fpanet.org/plannersearch/plannersearch.cfm
  
  
• LendingTree.Com. A database of lenders lcoated throughout the country for personal loans. LendingTree can FIND AFFORDABLE, UNSECURED LOANS and track the STATUS OF YOUR LOAN APPLICATION.
  http://www.lendingtree.com/
  
  
• LoanWeb.Com. This site will let you download your PERSONAL CREDIT REPORT for a fee and be informed of credit alerts.
  http://www.loanweb.com/icredit.asp?RLID=20280
  
  
• Smartmoney.com. Offers 8 worksheets to help figure out whether to RENT OR BUY A HOME , what price house YOU CAN AFFORD and the affordable amount of your monthly payments
  http://www.smartmoney.com/ac/home/